Men's Health · 7 min read
Low Energy in Your 40s: When to Test Your Hormones

Low energy in your 40s has several common, treatable causes. Here is how to tell when hormone testing is actually the right next step.
Dr. Jezwah Harris · July 20, 2026
Low energy that sets in during your 40s gets attributed to testosterone often, and sometimes correctly. But testosterone is one of several common, treatable causes of fatigue at this age, and testing for it in isolation, without ruling out the others, can lead to a wrong answer and a treatment that does not fix the actual problem.
What real low testosterone looks like
A genuine low testosterone diagnosis requires two things together: a total testosterone level typically below 300 ng/dL, confirmed on a second morning blood draw, and symptoms consistent with it, low libido, fatigue, reduced muscle mass, difficulty concentrating. Neither the lab number nor the symptoms alone is sufficient. Testosterone naturally fluctuates day to day and is highest in the morning, which is why a single afternoon draw showing a borderline number is not a reliable basis for diagnosis or treatment.
Testosterone does decline gradually with normal aging, roughly 1 percent per year starting in your 30s. This gradual decline is expected and does not by itself explain a level low enough to cause real symptoms. If your number is meaningfully low and symptomatic, that is worth treating as its own finding, not dismissed as normal aging.
What else causes the same symptoms
Several common, and often overlooked, conditions produce fatigue that is easy to mistake for low testosterone.
Subclinical or overt hypothyroidism causes fatigue, low mood, and reduced exercise tolerance, essentially the same symptom cluster attributed to low testosterone, and it requires a TSH test to catch, which is not always included in a basic panel ordered for "low energy."
Undiagnosed sleep apnea is another major, frequently missed cause. It produces daytime fatigue regardless of hours slept, and it is also associated with lower testosterone levels itself, meaning sleep apnea can cause both the fatigue and a legitimately lower hormone level at the same time.
Iron deficiency without anemia, poorly controlled blood sugar, and depression round out the most common overlapping causes. None of these show up on a testosterone panel alone.
The right way to test
If you are experiencing persistent low energy, a useful first step is a broader panel rather than testosterone in isolation: total and free testosterone (morning draw), TSH, a complete metabolic panel including fasting glucose, complete blood count, and ferritin. This single visit rules in or out the most common causes at once, rather than testing sequentially over months.
If testosterone does come back low and confirmed on a repeat draw, that becomes a real, treatable finding. If it comes back normal, the broader panel usually points toward the actual cause instead of leaving you with an unexplained symptom and a normal-looking testosterone level.
Getting a real answer instead of a guess
Fatigue in your 40s deserves a real workup, not an assumption in either direction. Most major insurance plans, including Medicare, cover this kind of diagnostic testing when ordered to evaluate a documented symptom like persistent low energy.
Questions
What testosterone level is considered low?
Most guidelines use a total testosterone below 300 ng/dL, along with symptoms, to support a diagnosis of low testosterone, though reference ranges vary by lab.
Can low energy be caused by something other than testosterone?
Yes, commonly: thyroid dysfunction, sleep apnea, iron deficiency, depression, and poorly controlled blood sugar all cause fatigue that can look identical to low testosterone symptoms.
Should testosterone be tested more than once before treatment?
Yes. Guidelines recommend confirming a low result with a second morning blood draw, since testosterone naturally fluctuates and a single low reading is not sufficient for diagnosis.
Does age alone explain lower testosterone?
Testosterone does decline gradually with age, roughly 1 percent per year after 30, but a level low enough to cause symptoms is not an inevitable part of aging and is worth evaluating rather than accepting.
Is hormone testing covered by insurance?
Testosterone testing ordered to evaluate symptoms is typically covered under most major plans, including Medicare, as diagnostic rather than purely elective testing.
Sources
- Bhasin S, et al. Testosterone Therapy in Men with Hypogonadism: An Endocrine Society Clinical Practice Guideline. Journal of Clinical Endocrinology & Metabolism (2018).
- American Urological Association. Evaluation and Management of Testosterone Deficiency Guideline.
- American Thyroid Association. General Information / Press Room: Hypothyroidism.